Reside Prime Insurance
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Reside Prime insurance offers health insurance benefits to overseas travelers, expatriates and international citizens by following the benefit plans of a US medical program. Reside Prime is a "Scheduled Benefit Plan" with specified amounts payable for certain treatments. Reside Prime Insurance offers US$5,000,000 in Lifetime Coverage, it is covered Worldwide(6 month limit in the U.S.). Reside Prime Insurance includes coverage for Maternity, New Born, Mental & Nervous, Preventive Benefits.
Reside Prime Insurance Administrator
Reside Prime Insurance is administered by Specialty Risk International.
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Reside Prime Insurance policy is underwritten by Certain Underwriters at Lloyd's of London, member of Lloyd's Group of companies.
Reside Prime Insurance Rating
Reside Prime Insurance is rated A (Excellent) by the A.M. Best Company. Reside Prime Insurance is rated A (Strong) by Standard & Poors.
Reside Prime Insurance Features
Reside Prime Insurance provides Worldwide Coverage.
Reside Prime Insurance provides benefits to both US and non-US residents by providing worldwide medical protection.
For non-US citizens, Reside Prime Insurance plan provides comprehensive protection in your home country as well as the freedom to travel abroad.
For US citizens relocating or spending an extended amount of time overseas, security and flexibility are two essential ingredients of Reside Prime Insurance.
Reside Prime Insurance enhancement
Reside Prime provides major medical coverage anywhere on the planet.
For those finding themselves in need of medical care in the US, Reside Prime now offers a reduced deductible and complete waiver of co-insurance for eligible claims utilizing the SRI Pre-Notification Program.
In addition, Reside prime has increased the Coverage for Newborns to $25,000!
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Reside Prime Insurance policy is available online for quotes and purchase at the Reside Prime Insurance Online Purchase.
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Reside Prime Insurance Policy online renewal can be done at Reside Prime Insurance Policy online renewal page.
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Reside Prime Insurance policy brochure and paper application can be downloaded at the Reside Prime Insurance Brochure.
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Reside Prime Insurance Paper Application Form.
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Reside Prime Insurance detailed policy description can be reviewed at the Reside Prime Insurance Description.
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Reside Prime Insurance Policy FAQs can be viewed at Insurance - FAQ.
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Reside Prime Insurance Policy Glossary can be viewed at Insurance - Glossary.
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A user friendly utility to compare insurance policies.
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Voluntary Feedback from our customers can be viewed at Insurance Customer Feedback.
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Reside Prime Insurance Guide gives you some background information on how medical insurance works. Reside Prime Insurance Guide section also provides information on the different factors you should consider while purchasing insurance.
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Reside Prime Insurance Forum is a facility for our customers to discuss insurance related issues with others.
Reside Prime Insurance eligibility
The Reside Prime program is available to persons of anycountry who are at least 15 days of age and who have not yet reached age 75.
For US Citizens: Applicants / Insured Persons must either be outside the United States at the time of application / renewal, or must depart the United States within 30 days of the Certificate's Effective Date / Renewal Date. In addition, the Insured Person must reside outside the United States at least 6 months during any given 12-month Certificate Period to meet the Eligibility Requirements of an Insured Person. Should any Insured Person reside in the United States longer than 6 months during any given 12-month Certificate Period, their Coverage shall immediately terminate.
For Non-US Citizens: Applicants / Insured Persons must be outside the United States at the time of application / renewal, or must depart the United States within 30 days of the Certificate's Effective Date / Renewal Date. In addition, the Insured Person must reside outside the United States at least 6 months during any given 12-month Certificate Period to meet the Eligibility Requirements of an Insured Person. Should any Insured Person reside in the United States longer than 6 months during any given 12-month Certificate period, their Coverage shall immediately terminate.
Coverage period under Reside Prime Insurance
The Reside Prime program is annually renewable as long as the eligibility requirements are met and the renewal premium paid. There are no additional medical questions upon renewal. The company cannot single out an individual for cancellation, they can only cancel coverage for an entire class* of insureds.
For those who apply for coverage prior to their 65th birthday and remain continuously insured for ten consecutive years, you will automatically be converted to Reside Prime Senior Provider at age 75 as long as you continue your eligibility status.
* A “Class” is a group of people defined by a common characteristic, including but not limited to demographic group and geographic region.
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