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Inbound USA Insurance
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Inbound USA Insurance provides basic medical protection and is an affordable low-cost fixed benefit insurance option when you have parents visiting the United States or for international travelers to USA. Inbound USA Insurance provides protection to citizens of any nation when traveling to the United States. InboundUSA plan offers optional pre-existing condition coverage benefit for heart attack and/or stroke, and is available for 70+ age group visitors to the United States.
Inbound USA Insurance - Plan Summary
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Policy Maximum
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Maximum medical coverage is $50,000, $75,000, $100,000 or $130,000. For 70+ age group coverage is limited to $50,000 and $70,000. |
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Deductible
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$0, $50 or $100 per each injury or sickness (deductible applies only once for each injury or sickness and not each time you visit the hospital or doctor). For 70+ age group deductible is $200 per each injury or sickeness.
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Eligibility
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- For non-United States citizens visiting for pleasure, business, study or immigrating to the US |
- Age: Minimum of 14 days old onwards up to 70+ years
- Policy must become effective within 12 months of arrival in US.
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Coverage
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- Hospital room & board charges
- Hospital intensive care unit charges
- Physician (inpatient & outpatient), surgeon, nursing services fee
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- Diagnostics: X-Rays & lab services
- Prescription Drugs
- Dental: Only injury to sound natural teeth covered
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Plan Life
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Plan coverage is from a minimum of 5 days to a maximum of 12 months. It can be renewed if initially purchased for at least 3 months. |
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Underwriter
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Underwritten by Certain Underwriters at Lloyds, London and is rated A "Excellent" by A.M. Best.
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Quote Online
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Get instant online quote for
Inbound USA Insurance Quote
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Buy Online
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Apply & purchase online Buy Inbound USA Insurance
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Renew Online
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Online Renewal available when plan is purchased for at least 3 months
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Application Form
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Complete, mail/fax the Inbound USA Insurance Application form along with payment
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Claims Form
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Download Inbound USA Insurance Claims form.
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Plan Exclusions
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Review Inbound USA Insurance exclusions information.
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Inbound USA Insurance - Plan Information
Inbound USA Insurance Administrator
Inbound USA Insurance is administered by Seven Corners Inc. (formerly Specialty Risk International)
Inbound USA Insurance Underwriter
Inbound USA insurance is underwritten by Lloyd's of London, member of Lloyd's Group of companies.
Inbound USA Insurance Rating
Inbound USA Insurance is rated A "Excellent" by the A.M. Best Company.
Inbound USA Insurance Features
Inbound USA is a simple cheap visitor insurance for visitors to USA. It is a scheduled or fixed benefits travel medical insurance with low premiums for immigrants and visitors to USA. Immediate coverage for 1 month to 12 months. Renewable. Instant ID card. Pre-existing conditions exclusion up to 6 months (1 yr for 70+ age group).
Inbound USA Insurance Renewal
Inbound USA Insurance Renewal for clients purchasing coverage online in time periods as short as 5 days.
Inbound USA Insurance Quote & Buy
Inbound USA Insurance Policy online quotes and purchase can be done at Inbound USA Insurance Online Purchase.
Inbound USA Insurance Policy Brochure & Application
Inbound USA Insurance Policy brochure and paper application can be downloaded at the Inbound USA Insurance Brochure.
Inbound USA Insurance Online Plan Description
Inbound USA Insurance detailed policy description can be reviewed at the Inbound USA Insurance Plan Description.
Inbound USA Insurance Benefits of Coverage
Inbound USA Insurance benefits of coverage can be viewed at Inbound USA Insurance Plan Benefits.
Inbound USA Insurance - Application Form
Inbound USA Insurance Application form.
Inbound USA Insurance - Claims Form
Inbound USA Insurance claims can be done by completing the claim form and submit it with original itemized bills.
Inbound USA Insurance FAQ
Inbound USA Insurance Policy FAQs can be viewed at Insurance FAQ.
Inbound USA Insurance Glossary
Inbound USA Insurance Policy Glossary can be viewed at Insurance Glossary.
Inbound USA Insurance - Compare Tool
A user friendly utility to compare insurance policies.
Inbound USA Insurance - Customer Feedback
Voluntary Feedback from our customers can be viewed at Insurance Customer Feedback.
Inbound USA Insurance Guide
Inbound USA Insurance Guide gives you some background information on how medical insurance works. Inbound USA Insurance Guide section also provides information on the different factors you should consider while purchasing insurance.
Inbound USA Insurance Forum
Inbound USA Insurance Forum is a facility for our customers to discuss insurance related issues with others.
Why Inbound USA?
While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult.
As a solution, Inbound USA was developed to provide a simple program to visitors and immigrants.
This is a brief description of the Inbound USA program. Detailed wording is outlined in the Program Summary, which will be mailed to you once you have enrolled into Inbound USA Insurance.
Inbound USA Insurance - Eligibity
This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 12 months of arrival in the United States.
Inbound USA Insurance - Coverage Period
You may initially enroll into Inbound USA for between 5 days and 12 months. If you initially purchase at least 3 months, you may continue to renew coverage for a minimum 3 months at a time, at the premium rate in force at the time of renewal. Total period of coverage for Inbound USA cannot exceed 12 months (in order to reapply after the 12 months, you must first return to your home country).
Inbound USA Insurance Effective Date
Your coverage will begin on the latest of the following:
Your departure from your Home Country; or
The date your Application and premium are received by SRI; or
The date your Application and premium are accepted by SRI; or
The date you request on the Application.
Inbound USA Insurance - Expiration Date
Your coverage will end on the earlier of the following:The date shown on the Insurance Confirmation Card, for which premium has been paid; or
The date you return to your Home Country; or
12 months after your original Effective Date; or
The day an insured becomes a U.S. citizen or is considered a U.S. resident by the state where they are residing; or
The date of entry into active military service.
Upon each renewal, rates, benefits, and program in general are subject to change.
Inbound USA Insurance - Renewal
If Inbound USA is initially purchased for at least three months, one month before the expiration date, SRI will send a renewal notice to the Address of Correspondence listed on the application. Coverage may then be renewed for a period of time, depending upon your specific need. If you renew the coverage for 3 or more months (up to 12 months in total), SRI will continue to send renewal notices to you. If you initially apply online, you will have the option to renew in whatever increment you choose (Minimum 5 day purchase). There is a $5 admin fee each time you renew. If you renew the coverage for only 1 or 2 months, SRI will assume that you no longer require the coverage and will not send another renewal notice. Again, total period of coverage for Inbound USA cannot exceed 12 months.
Pre-Existing Condition
In Inbound USA Insurance includes optional Pre-existing condition benefit for heart attack and/or stroke, look back period for pre-existing conditions is 6 months prior to start of plan.
Pre-existing condition in Inbound USA Insurance is defined as follows: Pre-Existing Condition is a condition that would have caused a person to seek medical advice, diagnosis, care or Treatment within the 6 months (or 12 months for persons 70 and older) prior to the Individual Effective Date of Coverage under this program. A condition for which medical advice, diagnosis, care or Treatment, including Medication, was sought, recommended or received within the 6 months (or 12 months for persons age 70 and older) prior to the Individual Effective Date of Coverage under this program. The symptoms which occurred within the six (6) months (or twelve (12) months for persons seventy (70) and older) prior to the Individual Effective Date of the Coverage under this Certificate would have allowed a person trained in medicine to make a diagnosis of the condition producing the symptom; A condition which manifested itself within the 6 months (or twelve (12) months for persons seventy (70) and older) prior to the Individual Effective Date of Coverage under this Certificate; Should the Insured Person suffer a Myocardial Infarction or Stroke during the Period of Coverage and it is determined to be a "Pre-Existing Condition", coverage for those expenses will be covered up to the Pre-Existing Condition Benefit maximum, according to the Schedule of Benefits. (Optional Coverage must be selected on the application, and appropriate premium received.)
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